1. How We Use Collected Information
Our servers record your computer’s IP address and website usage in “server logs” when you use this website. No personally identifiable information is contained in these logs, such as name, address, phone numbers or email addresses. We use these logs to help diagnose problems with our servers, analyze traffic patterns and to administer this website.
2. Linked Websites
For your convenience, this website contains links to other sites. Please be aware that HFS Financial is not responsible for the privacy practices or content of such other websites, which may differ significantly from our own. We encourage our users to be aware when they leave our websites and to read the privacy statements of each and every web site that collects personally identifiable information. This privacy statement applies solely to information collected by this website.
This website has procedural security measures in place to protect the loss, misuse and alteration of the information under our control. Only authorized individuals have access to your information.
4. A Special Note About Children
Persons under the age of 18 are not eligible to use our website without parental supervision and consent and we ask that children under the age of 13 not submit personal information to us. We believe that is important that parents supervise their minor children when they are online. As a result, we require that persons under the age of 18 use this website only in conjunction with parents or legal guardians.
5. Contacting Us
If you have any questions about this Privacy Statement, the practices of this website, or your dealings with this website, you may email us at firstname.lastname@example.org.With Whom do we Share Your Information
Lending Partners or Service Providers. In submitting an inquiry for a loan product or other service offered through this website, when you click on any button indicating an acceptance or agreement to terms, a continuance of processing or submission, you signify your agreement to proceed you are consenting, acknowledging and agreeing to the disclosure of your PII, as described herein, with Lending Partners in our network with whom you are or may be matched. Please note that no hard inquiry of credit will be performed by Crowdnetic. Crowdnetic’s Lending Partners will not perform a hard inquiry of credit unless you authorize them to do so by submitting a completed loan request. Even if you do not provide your Social Security number, Lending Partners may access your credit file to assist in the prevention of identity theft and to verify your request is accurate and complete. Lastly, not all Lending Partners will obtain your SSN and each Lending Partner has its own requirements, disclosures and consent requirements.
BE AWARE that the Lending Partners with whom you are matched may retain or use your Information whether or not you use their services and you should contact these Lending Partners directly concerning their privacy and information sharing practices which may differ from those of Crowdnetic.
Example: A $6,500 loan with an administration fee of 3.75% and an amount financed of $6,256.25, repayable in 36 monthly installments, would have an APR of 29.95% and monthly payments of $265.40.