If you enjoy entertaining outdoors, the chances are good that you have (or want) a deck or patio at your home. While a deck is an excellent space to entertain or unwind, a run-down or broken deck can be an eyesore at best and a safety hazard at worst. Watch for these signs of decay and instability in your deck, and be sure to contact Your Project Loan for financing options when building a new deck!
Visible Damage or Missing Parts are a Bad Sign
One of the most apparent indications that you need a new deck is significant, visible damage to your boards and hardware. Things like visible termite damage or rot are almost assuredly a sign of more serious things beneath the surface, and cracked or split boards can spell trouble. Similarly, missing parts are a massive red flag. If your deck is missing boards, slats, bolts, brackets, or any other key components, consider getting a new deck.
Warped or Bowing Boards? Get a New Deck!
Sometimes it is time for a new deck even if all of the parts are present. Warped, bowed, or otherwise damaged boards are not only unsightly, but they can also present a significant safety hazard. Visitors may fall off the edge by leaning on loose railings, and out-of-place boards can present a tripping hazard. Although a single bowing board may not seem like a serious problem, your deck will likely only degrade further, leading to its eventual collapse. Replace your deck before you need to ensure that your family always has a safe place to relax outdoors.
How Old is Your Deck?
Finally, you should start considering a new deck if your existing one is near the end of its intended lifespan. Wood, wood composites, plastics, and other materials used in decks typically have an estimated lifespan. If your structure is getting near the end of the manufacturer’s projected usable life, start looking into replacements now.
Your Project Loan Can Help
When you decide you’re ready to get to work, don’t let financing hold you back. We offer a vast array of loan services, just for you. You’ll never need to worry about paying too much out of pocket for your home improvement projects, and you can start working on your home improvements immediately. We also are partnered with the best dealers in the area, so you’ll be supported throughout your entire project.
We know that home improvement projects like these are urgent matters. This is why we offer a nearly instant loan decision once you fill out our 60-second loan inquiry! We conduct business in all 50 states* and our rates start as low as 4.5%* and terms go up to 15 years! HFS Financial can help you find financing up to $200k* for your project! What are you waiting for? See your options today!