Nothing adds the perfect finishing touch to your home quite like a brand-new deck. Whether you choose a covered deck, a wrap-around deck, or a rooftop deck, the design and materials you choose can completely transform your house’s exterior. While wood decks are among the most popular, there are many different wood species and non-wood materials from which homeowners can choose. Here are a few of the different materials that homeowners should consider when constructing a new deck.
Wood: A Classic Material for Your New Deck
Wood, perhaps the most popular material for decks, comes in a dizzying array of species and colors. Each wood species has its perks, and things like pressure-treated lumber and weather-resistant coatings have significantly extended the lifespan of the average wood deck. While the natural defects in wood lend to its rustic appearance, they also can act as a vulnerable spot for pests and rot, so be sure to treat and maintain your wood deck appropriately to extend its life.
Composites: Vinyl-Capped and Traditional
Composite materials, both those that are covered in an outer layer of vinyl and those that are not, make an excellent option for a new deck. Wood composite is environmentally-friendly, and many blends use a mixture of pulverized wood waste and post-consumer plastics. Unfortunately, composite planks are often vulnerable to moisture and rot. However, vinyl-capped composites have an outer shell made of PVC that helps stave off decay.
Finally, vinyl decking is a purely synthetic material that is gaining popularity among homeowners. Although vinyl does not have the same look as natural wood products, manufacturers are making advances in “wood-look” decking that utilizes an artificial wood grain to provide traction and an aesthetic boost. Because vinyl is not susceptible to termites and rot, it can withstand damp conditions for much longer than natural wood or wood composites. However, in extreme temperatures, vinyl can become brittle and crack. Consult a local deck builder to learn more about what options are best for your climate, and be sure to contact the team at Your Project Loan for help financing your new project!
Your Project Loan Can Help
When you decide you’re ready to get to work, don’t let financing hold you back. We offer a vast array of loan services, just for you. You’ll never need to worry about paying too much out of pocket for your home improvement projects, and you can start working on your home improvements immediately. We also are partnered with the best dealers in the area, so you’ll be supported throughout your entire project.
We know that home improvement projects like these are urgent matters. This is why we offer a nearly instant loan decision once you fill out our 60-second loan inquiry! We conduct business in all 50 states* and our rates start as low as 4.5%* and terms go up to 15 years! HFS Financial can help you find financing up to $200k* for your project! What are you waiting for? See your options today!