While it might not be the most glamorous home improvement project, installing new attic insulation is an excellent way to drastically reduce your heating and cooling bills and make your home more hospitable. If you are shopping around for new attic insulation, you have likely encountered three different types of material that are common for home use today: sprayed insulation, blown insulation, and batts. While these three forms of insulation have their own pros and cons, there are additional types of insulation within these three categories.
Sprayed Insulation: Open Cell vs. Closed Cell
Sprayed insulation is, as the name suggests, sprayed into your attic’s cracks and cavities to create a gap-free layer of insulation. Sprayed insulation is typically comprised of either open-cell foam or closed-cell foam, each of which has its benefits. The main strength of sprayed insulation compared to the other two types is that sprayed foam allows you to push the insulated layer of your attic out, from the floor of your attic to the roofline. This adds usable space to your home by pushing out the “building envelope,” or the boundary between insulated and uninsulated space.
Blown Insulation: Cellulose vs. Fiberglass
Although their methods of application might seem similar to homeowners, blown insulation is different from the sprayed stuff. Contractors typically use solids like cellulose or fiberglass when installing blown insulation. With this method, cellulose (often made of recycled newspaper) or fiberglass is applied to the floor of your attic in a thick, gap-free layer. Like sprayed insulation, this method is excellent for creating a comprehensive layer of insulation. However, the thick layer of insulation on your attic floor means that you often cannot use your attic for storage or living space.
Batts: Fiberglass vs. Cotton
Finally, batts are a type of insulation comprised of either fiberglass or cotton batting. These substances often look like pillow stuffing or cotton candy, and they consist of long, interlocking cotton or fiberglass strands. While batts can provide decent insulation, the way that your batts are installed often has a lot to do with their insulative capabilities. Unlike sprayed and blown insulation, batts do not create a gap-free layer, and their effectiveness depends on how well they are cut and installed around your ceiling joists, support beams, and other attic features.
Your Project Loan Can Help
When you decide you’re ready to get to work, don’t let financing hold you back. We offer a vast array of loan services, just for you. You’ll never need to worry about paying too much out of pocket for your home improvement projects, and you can start working on your home improvements immediately. We also are partnered with the best dealers in the area, so you’ll be supported throughout your entire project.
We know that home improvement projects like these are urgent matters. This is why we offer a nearly instant loan decision once you fill out our 60-second loan inquiry! We conduct business in all 50 states* and our rates start as low as 4.5%* and terms go up to 15 years! HFS Financial can help you find financing up to $200k* for your project! What are you waiting for? See your options today!